Nikki Johnstone is a senior associate in the global banking and payment systems practice at Paul Hastings, based in its London office. Her practice focuses on advising clients on payments, e-money and consumer credit regulation including the formation and operation of crowdfunding and peer-to-peer lending platforms both in the retail and business sectors. Nikki was included in Innovate Finance’s ‘Women in Fintech 2016 Powerlist’, and has in the past been seconded to Apple Europe and acted as legal assistant for the Financial Markets Law Committee.