Pablo J. Torretta was born in Luján, Bs. As., Argentina, in 1971. He graduated as a lawyer from Universidad de Buenos Aires in 1995 and obtained a Master Degree in Finance, distinguished, from Universidad del CEMA in 1998. Mr. Torretta is the head of the Financial Regulations department of Estudio Beccar Varela. He has over 20 years of professional experience in Banking and Financial Institutions, and Foreign Exchange and Financial regulatory matters. He has excelled in international transactions of indebtedness and investment processes, and has extensive experience in debt restructuring processes, as well as financial and banking regulatory disputes.