Rafael A Morales is the managing partner at Morales & Justiniano. Prior to that he was the managing partner at SyCip Salazar Hernandez & Gatmaitan and the head of its banking, finance and securities department.

He is a professorial lecturer at the College of Law of the University of the Philippines, as well as the author of two books (The Philippine General Banking Law (Annotated) and The Philippine Securities Regulation Code (Annotated)) and numerous legal articles. Among the many accolades he has received, he was cited in Euromoney’s Expert Guides: Banking and included in the Asian Legal Business list of 100 pre-eminent Asia-Pacific lawyers. He is a former president of the Inter-Pacific Bar Association.

Mr Morales finished his Bachelor of Arts studies in political science (cum laude, 1970) at the University of the Philippines, where he also took his Bachelor of Laws (cum laude and class valedictorian, 1974).

He holds a Master of Laws degree (1978) from the University of Michigan, where he was a DeWitt Fellow. While in the United States, he trained as a foreign attorney at Rosenman Colin Freund Lewis & Cohen in New York City. He later became a foreign attorney at Anderson Mōri & Rabinowitz in Tokyo.