Miguel is an associate lawyer at Gouveia Pereira, Costa Freitas & Associados, Sociedade de Advogados, SP, RL – GPA Law Firm, working in the areas of insurance, banking, finance and securities law.

He specialises in insurance and banking law, having seven years of experience advising and representing insurance companies, claims representatives, insurance brokers, national and foreign, on the applicable supervisory and regulatory provisions AML, GDPR, consumer protection, complaints management, conclusion of distance contracts and other applicable legal and regulatory frameworks.

Miguel also advises on drafting, conclusion, and performance of insurance contracts and ensured the judicial follow-up of legal actions and arbitration proceedings concerning life and non-life insurances, as well as capitalisation operations.

He has significant experience in assisting international companies on access to the Portuguese insurance market, namely on the authorisation procedures via the freedom of establishment and the freedom to provide services rights, as well as on the relevant legal and regulatory provisions for the rendering of the insurance activity. 

Miguel has also published several scientific papers on related areas.

https://www.linkedin.com/in/miguel-duarte-santos-9593ab127/?locale=en_US