Brenna practices at the intersection of financial services, technology and regulation, advising fintech start-ups, banks, and alternative payment providers on operations, transactions, and regulatory and enforcement matters. Brenna leverages her know-how to advise banks, credit unions, fintech companies, retailers and other financial services providers on a broad range of matters related to payments, technology, virtual currencies, privacy, the blockchain, smart contracts and other innovative financial products. She frequently advises fintech companies, money transmitters and alternative payment providers on regulatory and compliance matters, with particular focus on product design, the permissibility and structure of new activities, and the applicability of federal MSB registration and state money transmission licensing requirements. She assists banks and other financial institution clients with a variety of regulatory and corporate matters, including the preparation of regulatory applications and notices; implementing digital strategies, mobile banking and other innovative financial products; and drafting and negotiating technology, outsourcing and vendor contracts. Brenna also advises retailers regarding mobile payments, digital commerce, mobile wallets, prepaid card programmes, stored value products, and privacy and data security matters.