Joseph Ghio is a partner at Fenech & Fenech Advocates where he heads the Financial Services and Aviation Departments. His main practice areas include aviation law, banking law, securities law, investment services and insurance but is also active in M&A work and asset finance. His aviation practice includes both aircraft registration, asset finance and asset security briefs, but also representing underwriters in litigious insurance claims involving aviation losses as well as the licensing of new aircraft operators. Joe lectures at the Faculty of Laws of the University of Malta in Securities Regulation and Aviation Finance. Ranked and recommended in a number of leading international directories including Chambers Global, Chambers Europe, Legal 500 and IFLR 1000, Joseph has for many years been recognised as a leading aviation law expert in Malta by the EuroMoney Expert Guide annual publication.