Miguel Duarte Santos is a managing associate at Gouveia Pereira, Costa Freitas & Associados, Sociedade de Advogados, SP, RL – GPA Law Firm, working in the areas of insurance, banking, finance and securities law.
He specialises in insurance and banking law, with eight years of experience advising and representing insurance companies, claims representatives and insurance brokers (national and foreign) on the applicable supervisory and regulatory provisions of the Fourth Anti-Money Laundering Directive, the General Data Protection Regulation, consumer protection, complaints management, conclusion of distance contracts, and other applicable legal and regulatory frameworks.
Miguel also advises on the drafting, conclusion and performance of insurance contracts and ensures the judicial follow-up of legal actions and arbitration proceedings concerning life and non-life insurance, as well as capitalisation operations.
He has significant experience in assisting national and international companies on access to the Portuguese insurance market, namely on the authorisation procedures via freedom of establishment and freedom to provide services rights, as well as on the relevant legal and regulatory provisions for the rendering of the insurance activity.
Miguel has also published several scientific papers on related areas.