Pablo J Torretta was born in Luján, Argentina, in 1971. He graduated as a lawyer from the University of Buenos Aires in 1995 and obtained a master’s degree in finance, with distinction, from the University of CEMA in 1998. Mr Torretta is the head of the financial regulations department of Beccar Varela. He has over 25 years of professional experience in banking and financial institutions, and foreign exchange and financial regulatory matters. He has excelled in international transactions of indebtedness and investment processes and has extensive experience in debt restructuring processes, as well as in financial and banking regulatory disputes.