Teresa Wilton Harmon is a partner in the firm’s global finance practice area, focusing on financial transactions and commercial law. Her financial transactions experience includes secured and unsecured loans, workouts and restructurings, structured finance and securitisation. For over 20 years, Teresa’s practice has placed particular emphasis on financial transactions involving regulated and emerging industries, including derivatives, clearing organisations, exchanges, financial market utilities, student loan companies, electric utilities and fintech companies. Teresa’s commercial law practice includes all articles of the Uniform Commercial Code, with a special emphasis on Article 9 secured transactions. Teresa’s commercial law experience includes using the tools of commercial law to help clients build and navigate blockchain, distributed ledger technology, virtual currencies, digital currencies and tokenised security platforms. Teresa has honed her UCC knowledge as an active participant in UCC drafting committees, as a member of the Permanent Editorial Board for the UCC and as an adjunct professor teaching secured transactions at the University of Illinois College of Law. She is a nationally recognised speaker on UCC and other commercial law issues, and is co-author of a widely distributed annual commercial law developments update. Teresa earned her law degree from the University of Chicago Law School, where she was a member of Order of the Coif and The Law Review. She received a BS and an MBA from the University of Alabama.