Tsvetan Krumov is an attorney at law who heads the banking and finance department at Schoenherr's Sofia office. Tsvetan has significant expertise on regulatory matters with respect to banks and other financial institutions. Concerning transactional matters, apart from Bulgarian security documentation work around foreign law-governed facilities, he has significant experience in drafting of credit facilities in the style of the Loan Market Association governed by Bulgarian law. He has experience in derivatives and securitisation matters, having recently prepared the master agreements for derivatives and the accompanying collateral documentation of the largest Bulgarian bank, and of the Bulgarian branch of one of the largest global banks. Tsvetan's working languages are Bulgarian and English.