The International Arbitration Review: Belize


Arbitration in Belize is governed by the Arbitration Act2 (Act), which was last amended in 1980 (1980 Ordinance). It has been nearly 40 years since the Act has been amended, and therefore it has become somewhat outdated. However, the 1980 Ordinance has assisted in Belize's assimilation of a modern arbitration enforcement regime by incorporating the provisions of the Convention on the Recognition and Enforcement of Foreign Arbitral Awards (New York, 1958) (New York Convention) into domestic law.

With respect to local arbitration, the Act makes standard provision for parties to submit disputes to arbitration, and for applications to be made to stay court proceedings pending arbitration.3 Among other things, the Act provides guidelines for the appointment of arbitrators,4 elaborates the implied powers of arbitrators5 and provides for enforcement.6

Under the Act, foreign awards are governed by three international conventions, which have expressly been incorporated into domestic law by way of insertion as schedules to the Act: the Geneva Protocol, 1923: Protocol On Arbitration Clauses; the Convention on the Execution of Foreign Arbitral Awards; and the New York Convention. While Belize is not a party to the New York Convention, the Caribbean Court of Justice (CCJ), Belize's final appellate court, has held that the provisions of the Convention embodied in the Act by the 1980 Ordinance give effect to the New York Convention in domestic law.7

The year in review

i Developments affecting international arbitration

In January 2017, legislation was enacted that directly impacts the enforcement of foreign arbitral awards in Belize and abroad. The provisions of these acts are addressed in detail below.

The Crown Proceedings (Amendment) Act 8

The Crown Proceedings (Amendment) Act (CPAA) amended the Crown Proceedings Act to introduce significant new provisions. Specifically, the long title to the CPAA states that the CPAA is an act to 'make provisions relating to enforcement of foreign judgments against the Crown'. In the CPAA, judgments expressly include arbitral awards. In essence, if a foreign judgment has been entered against the government of Belize (government), and a court in Belize later declares that foreign judgment to be unlawful, void or otherwise invalid, Section 29A of the CPAA prevents enforcement of that foreign judgment in or outside of Belize.

The CPAA additionally introduced a new offence at Section 29B(1), which criminalises any attempted enforcement of a foreign judgment that has been declared by a Belizean court to be unlawful, void or otherwise invalid. Where an individual attempts to enforce such a foreign judgment, that person becomes liable on summary conviction to a fine not exceeding BZ$150,000, or to imprisonment for a maximum of two years, or to both a fine and imprisonment. If an offence under Section 29B(1) is committed by a legal person (i.e., a body corporate, an unincorporated body or any other entity), the CPAA imposes a fine at a ceiling of BZ$250,000 on that legal person. The CPAA clearly delineates the ambit of the offence. In accordance with Section 29B(4), any person who has acted in an official capacity on behalf of the legal person becomes liable for committing the office. 'Persons acting in an official capacity' extends to shareholders, partners, directors, managers, advisers and even secretaries. These persons may be charged individually in accordance with Section 29B(2)(a), unless such person adduces evidence to show that an offence was committed without his or her knowledge, consent or connivance. That individual must show that he or she exercised all due diligence in his or her official capacity to prevent the commission of the offence. Effectively, a reverse burden is created so that the person acting in an official capacity would have to adduce evidence to prove innocence.

By these provisions, parties to foreign arbitral awards against the government are barred from pursuing enforcement of awards or foreign judgments issued on such awards if a Belizean court has ruled that the foreign judgment (or foreign award) is unlawful, void or otherwise invalid. Law firms and attorneys would be committing an offence by instituting proceedings on behalf of clients who may wish to enforce such awards in other countries or otherwise. The scope of the offence is so wide that every staff member of a law firm who would assist with such a matter would be implicated. The objective of the CPAA is to effectively use the threat of criminal prosecution against Belize-based entities that have foreign judgments against the government to intimidate them from proceeding with enforcement outside of Belize.

The second act that was passed was the Central Bank of Belize (International Immunities) Act, 2017 (CBBIIA), which is an act 'to restate for greater certainty the immunity of the Central Bank of Belize from legal proceedings in other States; and for purposes connected therewith or incidental thereto'. Section 3 of the CBBIIA makes certain declarations as to the international legal immunity of the Central Bank of Belize and its property. First, the CBBIIA grants immunity to the Central Bank from the jurisdiction of the courts or other tribunals of any foreign state. Secondly, the CBBIIA provides that the property of the Central Bank, wherever situated, is not intended for commercial purposes or other purposes, and is declared to be immune from proceedings for attachment, arrest or execution being instituted in any foreign state. The immunity granted by the CBBIIA is only subject to express waiver by the Central Bank itself, which reflects the extent to which Parliament intended to safeguard the immunity. If this Section is given effect in foreign jurisdictions, successful parties to arbitration in a foreign state would be prevented from enforcing any award against property of the Central Bank of Belize.

Section 4(1) of the CBBIIA also creates two new offences with respect to the immunity of the Central Bank. A person who institutes or becomes a part of any proceedings in a foreign state, which the Central Bank would be immune from by virtue of Section 3, commits an offence (the institution of proceedings offence). This offence includes the commencement of proceedings inside or outside of Belize, and also covers the institution of proceedings before or after the CBBIIA came into effect. Additionally, where a person makes a false report or public statement to the effect that the Central Bank or the property of the Central Bank has been subjected to proceedings from which the Central Bank or its property would be immune, that person commits an offence (reporting offence). Section 4(2) attaches the same penalties to the institution of proceedings offence that appear in the CPAA, as described above. Where a reporting offence has been committed, the penalties for an individual are a fine of BZ$100,000 and a term of imprisonment of up to one year. In the case of a legal person, the fine amounts to BZ$150,000 (Section 4(3)).

Section 4(4) extends such offence to persons including legal advisers acting in an official capacity on behalf of a legal person in the same terms as Section 29(B)(4) of the CPAA. Again, this provision creates a presumption of personal guilt in respect of those acting in an official capacity, including legal advisers, and a reverse burden is imposed on such person to prove his or her innocence. Effectively, the legislation bars attorneys from advising potential clients as to matters that would be captured by the above-mentioned provisions.


In 2010, the Supreme Court of Judicature (Amendment) Act was passed, which created sections that address contempt of court, specifically in relation to non-compliance with injunctions and injunctions issued in arbitration proceedings. The constitutionality of this legislation was challenged in the Supreme Court, and was addressed by the CCJ in Attorney-General of Belize v. Philip Zuniga et al.9

Section 106(A), which contained 16 subsections, created an offence at Subsection (1) for disobeying or failing to comply with an injunction, enumerated the attendant penalties and the scope of the offence, and addressed other ancillary matters at Subsections (2)–(16). Subsection (8) is of particular interest, as it confers jurisdiction on the court to issue injunctions restraining a party or arbitrators, or both, from commencing or continuing arbitral proceedings, and restraining parties from commencing or continuing enforcement proceedings arising from an arbitral award, where it is shown that an abuse of the legal or arbitral process has occurred or would result. The amendment also confers jurisdiction on the court to void and vacate arbitral awards made in disregard of such injunctions.

It was argued by the respondents that Subsection 8 was unconstitutional because it interfered with the right to property guaranteed by the Constitution. Particularly, it was argued that the contractual right to arbitrate constituted property, which was capable of and required constitutional protection. Additionally, the respondents submitted that the jurisdiction conferred upon the Court to vacate arbitral awards was an unjustifiable interference with the right to property.

The Court agreed that the power introduced by the amendment was a novel one. The Court also decided that such a power was entirely within the Court's jurisdiction, but the exercise of that power would only occur in exceptional circumstances. The Court held that 'there is nothing inherently unconstitutional in the court being given a power to restrain an abuse of the legal or arbitral process or to vacate awards'.10 The Court aligned itself with the judgment of Mendes JA at the Court of Appeal, where he held that arbitration proceeds that are or would be oppressive, vexatious or inequitable, or would constitute an abuse of the legal or arbitral process, as described in the latter part of Section 106A(8)(i), are not in the public interest. Consequently, it was determined that the amendment pursued the legitimate aim of promoting fairness between parties to an agreement to arbitrate. In the premises, it would be proper for the Court to grant injunctive relief if any arbitration proceedings were found to be of such a nature.

The Court eventually held Section 106A to be constitutionally valid save for the mandatory minimum penalty regime contained in Subsection 3, the proviso to Section 3 and also Subsection 3(a), and Subsection 5 in its entirety. The Court then exercised its power to sever the unconstitutional aspects of these provisions from Section 106(A).

ii Arbitration developments in local courts

Qualifications of or challenges to arbitrators

In a recent arbitration held between Belize Co-Generation Energy Limited (Belcogen) and Belize Electricity Limited (BEL), where a dispute arose between the parties, BEL objected to arbitration, which was provided for in an agreement between the parties, on the basis that the dispute should have been resolved in accordance with domestic law. BEL refused to concur in the appointment of an arbitrator, but the Supreme Court of Belize ordered the appointment of an arbitrator to determine the dispute.

BEL and Belcogen were parties to a power purchase agreement (PPA) dated 2 February 2007. The PPA provided for Belcogen's supply of electricity to BEL, which BEL would then distribute to the public in Belize. Belcogen issued invoices for the supply of electricity, which BEL paid up to and including December 2015. However, in 2016 BEL took the position that there was no justification for the base rate that was being applied for determining compensation payable to Belcogen. Belcogen averred that the rate it charged BEL for electricity supplied was calculated in accordance with the tariff adjustment formula contained in the PPA and the Public Utilities Commission's (PUC) approval of a projected tariff.

In the arbitration proceedings, BEL argued that because the dispute arose from the applicable rates to be charged for the supply of electrical energy, and specifically from what 'the fair and reasonable' rate to be charged by Belcogen, as a public utility provider, for the supply of electricity to BEL, would be, it fell within the jurisdiction of the PUC in accordance with the Public Utilities Commission Act (PUC Act). Section 15 of the PUC Act establishes a regime whereby any person in Belize may make a complaint to the PUC in respect of electricity and other rates charged by any public utility. Therefore, BEL argued that the dispute between the parties was not arbitrable and that the arbitrator therefore lacked jurisdiction to determine it.

Belcogen submitted that the arbitration concerned a dispute over the proper interpretation of the PPA, and the meaning to be attributed to a 2007 letter from the PUC that approved the PPA. Therefore, it was a purely contractual dispute. Article 25 of the PPA made provision for dispute resolution between the parties, in the first place by mutual discussion between them and, if that fails, by reference to arbitration under the Arbitration Laws of Belize.

The arbitrator dismissed the preliminary objection, and held that even though the PPA operated within a regulated environment, the PPA was a commercial agreement between two private parties. The arbitrator resolved that the dispute between Belcogen and BEL was not a dispute about the rates charged by Belcogen for the supply of electricity to BEL, but a dispute over the interpretation and operation of the contractual terms by which they had agreed that their business relations should be governed. The arbitrator was satisfied that Parliament did not intend for a specific mode of dispute resolution, which was agreed between the parties, to be secondary to the outcome of a Section 15(1) complaint. The arbitrator decided that it was the agreed contractual dispute resolution procedure that must prevail.

iii Investor–state disputes

The government has been involved in arbitration proceedings with local and international investors. In two particular instances where legal entities had successfully obtained foreign arbitral awards, the government opposed the enforcement of these awards on the basis that such enforcement would offend public policy. Section 30(3) of the Act empowers the court to do this. The CCJ refused enforcement of the arbitral award in BCB Holdings & the Belize Bank Ltd v. The Attorney-General of Belize,11 but ordered that the award holder was at liberty to enforce the award in the same manner as a judgment or order of the Supreme Court of Belize in The Belize Bank Limited v. The Attorney-General of Belize.12 Both cases are discussed below.

BCB Holdings & the Belize Bank Ltd v. The Attorney-General of Belize

In this case, the CCJ held that it would be contrary to public policy to recognise an award issued to the Belize Bank Limited, and declined to enforce it because the deed upon which the award was based (settlement deed) was implemented without parliamentary approval, in violation of Belize's fundamental law, particularly the doctrine of separation of powers.

BCB Holdings Limited, the parent company of the Belize Bank Ltd (the appellants), the Minister of Finance of Belize (who signed for himself as well as on behalf of the government) and the Attorney-General of Belize (acting on behalf of the state) entered into the settlement deed on 22 March 2005. This settlement deed created a unique tax regime that altered and regulated the manner in which the appellants should discharge their statutory tax obligations. This tax regime was not legislated, but was honoured by the government for two years. A dispute arose thereafter between the parties to the settlement deed, and the appellants claimed that the government had breached and repudiated the settlement deed (as amended). The appellants then commenced arbitration, seeking declarations and awards on the basis of the breach.

The London Court of International Arbitration (LCIA) issued an award that determined that the government should pay damages for dishonouring the terms of the settlement deed. The tribunal found the government in breach, and awarded damages against the government in addition to arbitration costs and legal, professional and other fees (award). The award totalled approximately BZ$44 million, and it carried interest at a rate of 3.38 per cent compounded annually.

The thrust of the government's argument for non-enforcement was that it was never bound by the agreement that gave rise to the settlement deed because implementation of the same without parliamentary approval violated the country's fundamental law, and enforcement of such an award would be contrary to public policy. In deciding this issue, the Honourable Justice Saunders cautioned that parties often invoke an argument of public policy to prevent the enforcement of a foreign award.13 However, he carefully considered the parameters of the public policy exception. Essentially, where a party is seeking to enforce a foreign or convention award, courts should apply the public policy exception in a more restrictive manner than in instances where public policy is being considered in a purely domestic scenario. This should be done in light of international comity considerations, to demonstrate faith in and respect for judgments of foreign tribunals. According to the Honourable Justice Saunders, 'only where enforcement would violate the forum state's most basic notions of morality and justice would a court be justified in declining to enforce a foreign award based on public policy grounds'.14 He stressed that the public policy exception should only be made when the relevant matter lies at the heart of fundamental principles of justice or the rule of law, and must represent an unacceptable violation of those principles. The threshold to be met, therefore, is a very high one.15

Although the LCIA had already ruled on the legality of the settlement deed, the Court determined that it was within its jurisdiction to consider the provisions of the settlement deed in order to weigh the provisions against fundamental principles and rules of law. Upon undertaking this examination, the Court found that the provisions of the settlement deed were designed to alter the appellants' current and future tax obligations under the revenue laws of Belize for a period of 15 years, without being sanctioned by legislation. The Court found that such provisions offended the sacrosanct doctrine of separation of powers, since the executive exercised a power to grant exceptions to statutory obligations without obtaining parliamentary approval thereof. Additionally, the Court highlighted that where the exercise of a governmental function is regulated by statute, any prerogative power that could have been previously exercised is superseded by that statute. In this case, the relevant statute was Section 95 of the Income and Business Tax Act, which the Court noted that the Minister of Finance did not comply with. According to the Court, to allow the Minister to act as he did would be to disregard the Constitution completely.16 The Court held that it would have been necessary for the National Assembly to intervene so that legislation consistent with the Constitution could be enacted to give force to the newly created tax regime for the appellants.

The Court stated that even if a lower court determines that there are features of an award that may seem inconsistent with public policy, it does not follow that the Court must decline to enforce the award.17 A balancing exercise would have to be conducted. The Honourable Justice Saunders then assessed the nature, quality and seriousness of the matters alleged to give rise to the public policy concerns, weighed those concerns and placed them alongside the Court's desire to promote finality and certainty with respect to arbitral awards. Given the importance of tax laws ascribed by the Constitution, the Court determined that the facts of this case warranted the exercise of the Court's jurisdiction to refuse enforcement of the award, stating that the sovereignty of Parliament, subject only to the supremacy of the Constitution, along with the principle of separation of powers, are core constitutional values, and the facts of this case justified the Court's exercise of its power to refuse the enforcement of the award.18

The Belize Bank Limited v. The Attorney-General of Belize

In summary, the facts of The Belize Bank Ltd v. The Attorney-General of Belize19 are that the Belize Bank Ltd had funded the expansion of Universal Health Services Co Ltd (UHS), which was guaranteed by the Development Finance Corporation (DFC), a statutory body in Belize. The DFC ran into financial difficulty, and the government guaranteed the debt as part of its policy to reform the healthcare system in Belize. A loan note was issued to the Belize Bank Ltd in March 2007 to settle the government's liabilities with respect to the UHS debt.

The Judicial Committee of the Privy Council, formerly the final appellate court of Belize, had determined in the case of The Belize Bank Limited v. The Association of Concerned Belizeans & Others20 that the loan note on its true construction was a promissory note, which was enforceable by the bank against the government. The government defaulted on the loan note in April 2007, and in accordance with the arbitration agreement in the loan note, the Belize Bank Ltd initiated proceedings for arbitration. The Belize Bank Ltd successfully obtained an award upon conclusion of the arbitration in July 2013 in the LCIA. The arbitral award amounted to BZ$36,895,509.46 plus interest, and the costs of the arbitration amounted to £78,943.30 and £457,874.41. The Belize Bank Ltd then applied to the Supreme Court of Belize for the enforcement of the award.

At the Supreme Court level, in The Belize Bank Limited v. The Attorney-General of Belize,21 Griffith J also grappled with the invocation of the public policy exception to refuse the enforcement of an arbitral award. The legal issues differed from the BCB Holdings case in that the legal instrument in this case, the loan note, was perfectly lawful. However, as Griffith J explained in her judgment, the debt created by the loan note was not charged upon the public revenue by the Constitution or any other law. Parliamentary approval is required for financial transactions exceeding certain amounts, and no such parliamentary approval was obtained for the loan note, which exceeded BZ$36 million dollars, and the effect of such absence of authorisation rendered any payment on the loan note unconstitutional and illegal. Griffith J held that the executive branch did not possess the authority to bind the government to the resulting expenditure caused by the loan note without parliamentary approval. Consequently, Griffith J determined that any enforcement of an award obtained by virtue of the loan note would be contrary to public policy.

The Court then sought to weigh enforcement against the public interest of the executive's adherence to the regulations governing the expenditure of public funds, which impose checks and balances on certain financial transactions entered into by the government so as to 'secure transparency, accountability and to uphold the rule of law by maintaining the separation of powers between the executive and the legislature as it pertains to authorising expenditure from the Consolidated Fund'. The Court eventually held that the incurrence of debt above certain prescribed amounts is restricted by the Constitution and other legislation without the intervention of legislation by the National Assembly.22 After pitting this conclusion against arguments supporting the pro-enforcement bias, the Court made a determination that it should decline to enforce the award. At the Court of Appeal,23 the majority agreed with the reasoning of the trial judge, with Blackman JA dissenting.

At the CCJ level, the Court ruled that the enforcement of the award would not be contrary to public policy, since the loan note was based on an agreement that was lawfully entered into by the government. In making this determination, the CCJ pointed out that there was a difference between the making of a contract and the enforceability of that contract against the state, and noted that the courts below had conflated these matters.24

The CCJ went on to note that the Arbitration Act does not refer to the registration of but instead the enforcement of awards. Notwithstanding this, the Court opined that an order to enforce a foreign award has essentially similar effects to its registration within the domestic sphere, namely that the foreign award would be treated as a judgment or order of the domestic court.25 The result of this is that even though an order may be made for the enforcement of an award, the award holder may still need to take additional procedural steps to execute on a judgment.26

The CCJ refused to grant an order sought by the Belize Bank Ltd for the issuance of a certificate that would compel payment by the government pursuant to the Crown Proceedings Act. This is because, according to the CCJ, such an order was, at the time, premature in light of the Crown Proceedings Act for two reasons. First, there were conditions prescribed in the Crown Proceedings Act that had to be first satisfied by the Belize Bank Ltd before a certificate would be issued. Secondly, there was a presumption that judicial orders will always be obeyed by those affected, including the government.27 Thus, the CCJ reasoned that an order which compelled payment would anticipate that the government would not comply with the CCJ's ruling. The CCJ instead ordered that the Belize Bank Ltd was at liberty to enforce the LCIA award in the same manner as a judgment or order of the Supreme Court of Belize.

After the CCJ granted the Belize Bank Limited leave to enforce the LCIA award, the Belize Bank Ltd requested that the registrar of the CCJ issue a certificate containing the particulars of the order made by the CCJ in accordance with the Crown Proceedings Act. The certificate was issued, and contained terms identical to those in the LCIA award, and certified that payment of interest was to be calculated at a rate of 17 per cent compounded monthly until the date of payment.

Thereafter, by way of an application dated 23 January 2018,28 the Attorney-General sought an order to correct the certificate to provide for post-judgment interest to run at the statutory rate of 6 per cent, and argued that interest on the amount payable under the award is the statutory rate of 6 per cent and not the 17 per cent interest compounded monthly provided for under the award, since the issuance of the certificate was tantamount to a judgment of the Supreme Court.

The CCJ granted the application, and held that the issuance of the registrar's certificate was in effect the judgment on the award.29 Consequently, once the certificate was issued, judgment rate interest started to accrue at the domestic rate applicable to civil judgments in Belize instead of the rate set forth in the original award. The CCJ noted that there is an exception to this rule where the parties have specifically agreed upon and expressly stated the post-judgment interest rate payable on any judgment.30 This exception was not applicable to the present case, and the CCJ held that the applicable post-judgment interest is the statutory rate of 6 per cent simple interest from the date of the certificate. This ruling is important, as it alerts award holders that interest rates given in arbitration awards can be significantly reduced after a successful application is made for the enforcement of that award in domestic courts.

Outlook and conclusions

Foreign arbitration is seen as an alternative method of dispute resolution that may be preferred to litigation. However, case law in Belize has identified the difficulties that might be encountered by an award holder in attempting to enforce an award. First, persons who have successfully obtained an arbitration award may be prevented from enforcing that award on the basis that the award offends public policy. Secondly, successful award holders may encounter exceptional difficulty in enforcing an award, such as in the above-mentioned The Belize Bank Ltd v. AG case. To date, the government has failed to honour the order made by the CCJ, and the Belize Bank Ltd has been forced to seek relief from the Court. Several applications have been made at the CCJ level, but these have yet to be determined.

It is also arguable that the option of foreign arbitration has been undermined by the passing of the CPAA and the CBBIIA (new amendments). By reason of the new amendments, the legislature has sought to prevent parties from even attempting to challenge or enforce awards that have been deemed by Belizean courts to be unlawful, void or otherwise invalid by making such acts an offence in law. As a result of this, enforcement of a foreign award by a successful party becomes almost impossible, if not completely impossible, to achieve.

Two claims have been instituted that challenge the new amendments: Caribbean Investment Holdings Limited v. The Attorney-General of Belize31 and Courtenay Coye LLP v. The Attorney-General of Belize.32 These claims challenge the new amendments on the ground that the new amendments infringe the fundamental rights and freedoms guaranteed by the Constitution, including the right to the life, liberty and security of persons; protection of the law and the right to work; and protection from arbitrary deprivation of property. Additionally, the claimants argued that the offences created by the new amendments are unclear and imprecise, and create a presumption of guilt and a reverse burden to prove innocence, which is contrary to Section 6 of the Constitution, which states that 'All persons are equal before the law and are entitled without any discrimination to the equal protection of the law'.

The court's determination of the constitutionality of the new amendments will significantly impact the enforcement of foreign awards in Belize and abroad, and the decisions and any subsequent appeals will provide interesting jurisprudence with regard to enforcement of foreign awards abroad.


1 Eamon H Courtenay SC is a partner and Stacey N Castillo is an associate at Courtenay Coye LLP. The information in this chapter was accurate as at June 2020.

2 Chapter 125 of the Substantive Laws of Belize, Revised Edition 2011.

3 Section 5.

4 Sections 6 and 7.

5 Section 8.

6 Section 13.

7 BCB Holdings and the Belize Bank Limited v. The Attorney-General of Belize [2013] CCJ 5 (AJ) CCJ appeal No. CV7 of 2012 Bz appeal No. 4 of 2011.

8 Act No. 2 of 2017.

9 [2014] CCJ 2 (AJ) CCJ appeal No. CV8 of 2012 BZ appeal Nos. 7, 9 and 10 of 2011.

10 At Paragraph 84.

11 [2013] CCJ 5 (AJ) CCJ appeal No. CV7 of 2012 Bz appeal No. 4 of 2011.

12 [2017] CCJ 18 (AJ) CCJ BZ Civil appeal No. 4 of 2015 (above).

13 At Paragraph 25.

14 At Paragraph 26.

15 At Paragraph 26.

16 At Paragraph 44.

17 At Paragraph 54.

18 At Paragraph 59.

19 [2017] CCJ 18 (AJ) CCJ BZ Civil appeal No. 4 of 2015.

20 [2011] UKPC 35.

21 Claim No. 418 of 2013.

22 At Paragraph 105.

23 The Belize Bank Limited v. The Attorney-General of Belize, civil appeal No. 4 of 2015.

24 At Paragraph 36.

25 At Paragraph 34.

26 At Paragraph 34.

27 At Paragraph 36.

28 [2018] CCJ 4 (AJ) CCJ Application No. BZCV2017/001 BZ civil appeal No. 4 of 2015.

29 At Paragraph 11.

30 At Paragraphs 11–13.

31 Claim No. 66 of 2017.

32 Claim No. 77 of 2017.

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